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Financial Considerations


We know that for many of our patients, fertility treatments represent a significant financial investment. At Spring, we believe finances should never get in the way of building your dream family, which is why we provide options to help make this dream possible. We accept select commercial insurance providers, as well as fertility-specific benefits providers such as Progyny, Carrot, and Stork Club. You may also pay for treatment through an HSA or FSA. We are here to help you navigate the right option for you.


Insurance Coverage for Fertility

We understand that navigating fertility costs and coverage can be overwhelming. Our hope is that by providing more visibility and resources we can help uncomplicate this process so patients can focus on their overall well-being while in treatment.

We are contracted with Cigna nationwide in addition to GHI (Emblem) in New York; select New York City providers are also in network with Horizon Blue Shield. We accept / partner with Progyny, Carrot, and Stork Club nationwide, learn more here. If your employer does not provide fertility coverage, it’s still possible that certain aspects of your care may be covered. Your employer actually determines your specific coverage vs your plan. What does this mean exactly? It means that often going somewhere “in-network” can still result in the same out-of-pocket costs. We know this is complex and we’re here to help you learn more and weigh the quality of care and costs.

Download our handy “Questions to Ask” sheet to help guide your coverage conversations.


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*In-network for professional services only including ultrasound monitoring and in-house blood work; Surgery Center and IVF Lab services will be self-pay.




Insurance Coverage for Fertility

At Spring you will have a dedicated Financial Navigator who will verify your coverage before your initial visit and will answer any questions you have along the way.

Additionally, once you and your physician agree upon a treatment plan that is best suited for your individual goals, your Financial Navigator will prepare a full cost letter that will outline the cost of treatment based on your coverage. We’ll walk you through this as your partner, step by step. Please note that if you have coverage through an insurance provider that is out-of-network, we are able to provide you with all paperwork necessary for you to submit for any eligible reimbursement.




Spring Packaged Pricing

We’ve created bundled pricing to make paying for the cost of fertility treatments as transparent and seamless as possible.

On behalf of our patients, we’ve also negotiated very competitive medication package pricing with our preferred pharmacy partner, Alto. On average, our patients will save $1,500 on medication costs. We want to give our patients every possible chance at success while minimizing any additional challenges. If you are considering IVF and have questions about its costs, please contact us today to schedule an appointment and learn more. We’re here to help.

Flexible Financing Programs

We are proud to partner with PatientFi to provide financing solutions to patients undergoing fertility treatments. The process is easy and plans are flexible. Loans are designed to help alleviate the financial stress so you can focus on treatment.  

Our exceptional team of physicians have joined Spring from around the world with the shared commitment to put patients first.

We’re proud to do things a little differently: from unique lab technologies to programs that demonstrate confidence in our results, read more about what makes Spring unique.

Knowledge is power and our free information sessions hosted by a Spring physician provide a great first step in the patient journey.

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