Choosing between intrauterine insemination and in vitro fertilization comes down to your age, diagnosis, ovarian reserve, sperm parameters, reproductive goals, and treatment history. IUI vs IVF is rarely a question of which treatment is better overall. It’s a question of which one gives you the strongest chance based on what’s actually happening in your body.
Ready to find out which path fits your situation? Book a consultation with our team.
Most patients want the quick version before they read anything else. The table below breaks down how these two treatments compare on the things that matter most when you’re weighing your options.
|
Factor |
IUI |
IVF |
|
Procedure
|
Washed sperm placed directly into the uterus around ovulation |
Eggs retrieved, fertilized in the lab, embryo transferred to the uterus |
|
Timeline |
About 2 to 3 weeks per cycle |
About 4 to 6 weeks per cycle |
|
Medications |
May involve oral or injectable fertility medications, depending on the treatment plan |
Injectable hormones for roughly 8 to 12 days |
|
Success Rate |
Per-cycle success is heavily age-dependent |
Per-cycle success is heavily age-dependent and generally higher than IUI |
|
Cost |
Approximately $1,955 to $4,334 per cycle, including medications (varies by location) |
Approximately $18,682 to $29,378 per cycle, before medications (varies by location and treatment type) |
|
Invasiveness |
Minimal. No sedation or anesthesia |
Involves a minor outpatient retrieval procedure under sedation |
Success rates are part of the IUI vs IVF conversation, but they don’t tell the whole story. Age, ovarian reserve, diagnosis, sperm parameters, treatment history, and your family-building goals all shape the decision, which is why your treatment plan at Spring Fertility is built around your individual clinical picture rather than a default approach.
An IUI cycle typically spans two to three weeks. Your physician monitors your cycle with bloodwork and ultrasound, may prescribe oral medication such as Clomid or Letrozole to support ovulation, and times the insemination to your ovulation window.
On the day of the procedure, sperm is washed and concentrated in the lab, then placed directly into the uterus using a thin catheter. The process takes a few minutes with no anesthesia required.
Physically, IUI asks very little of you. Emotionally, the two-week wait can be harder than the procedure itself, which is why our integrative services include counseling and support groups built for exactly this stretch of treatment. Learn more about IUI and IVF treatment at Spring Fertility.

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An IVF cycle spans four to six weeks and shifts fertilization into the lab, giving your care team more control over each step.
It begins with 8 to 12 days of injectable hormone stimulation, monitored through frequent bloodwork and ultrasounds. Eggs are retrieved in a short procedure under sedation or anesthesia (about 20 minutes), then fertilized in the lab either conventionally or through ICSI (intracytoplasmic sperm injection).
Embryos develop for five to six days, with optional genetic testing. From there, a single embryo may be transferred to the uterus, or embryos may be frozen and transferred in a later cycle. A frozen transfer is common when preimplantation genetic testing is part of the plan, since results take time to return.
You can read more about what to expect from IVF treatment before your consultation.
Your physician starts with your diagnostic workup. At least one open, functional fallopian tube and reasonable sperm parameters make you a candidate for IUI, which is why it’s often a first step for unexplained fertility diagnoses, mild male-factor cases, cervical factor issues, and patients using donor sperm.
When both tubes are blocked, sperm counts are significantly low, or endometriosis is advanced, IUI may be less appropriate or less effective, and IVF is often the better starting point depending on the underlying condition.
Age carries real weight in this decision, though never on its own. For example, a younger patient with reassuring testing may have a different treatment recommendation than someone later in their reproductive years or with diminished ovarian reserve. Age matters, but it is considered alongside diagnosis, ovarian reserve, sperm parameters, treatment history and family-building goals.
For someone in their late thirties or early forties, or anyone with diminished ovarian reserve or a diagnosis that lowers IUI’s odds, spending months on lower-yield cycles can cost more than it saves. Age, ovarian reserve, diagnosis, and treatment history are weighed together, and that trade-off sits at the center of most IVF vs IUI conversations we have.
Your family-building goals can also influence the treatment recommendation. IVF with PGT may be considered when genetic testing of embryos is part of the treatment goal. Egg freezing is a separate fertility-preservation treatment that uses ovarian stimulation and egg retrieval without fertilization.
This individualized approach is part of the Spring Difference. Your treatment plan is personalized to your age, ovarian reserve, diagnosis, treatment history and family-building goals, with your protocol representing one component of that broader plan.
Our physicians review your history, order the tests that fill in the gaps, and give you a clear recommendation with the reasoning behind it, so the difference between IUI and IVF is clear before you commit to anything.
IUI costs significantly less per cycle than IVF, though the per-cycle success rate is generally lower. For many patients, the real question is the cumulative cost: what you spend across multiple IUI cycles versus a single IVF cycle.
IUI pricing at Spring Fertility ranges from approximately $1,955 to $4,334 per cycle, depending on location, and already includes $100 to $500 for medications. IVF costs approximately $18,682 to $29,378 per cycle, before medications, depending on location and treatment type. These are cash-pay estimates, and your actual cost depends on your plan and coverage.
We work to keep both treatments within reach through several options:
Your financial counselor can help you understand the potential costs associated with each treatment path so you can compare them with a clear picture.
Visit our Financial Considerations page.

The IUI vs IVF question gets much easier to answer once you have your own numbers in front of you. Book a consultation and get a clear recommendation built around your results.
Neither is better in every case. The right treatment is the one that makes clinical sense for you, based on your age, ovarian reserve, diagnosis, sperm parameters, treatment history, and goals. IVF tends to carry higher per-cycle success rates, and IUI can be a strong fit for patients who are good candidates for it, since it’s gentler, faster, and less expensive per cycle.
IUI costs vary by location, medication needs and insurance coverage. Spring Fertility’s published per-cycle pricing ranges from approximately $1,955 to $4,334 depending on location and medications included. Your financial counselor can provide an estimate based on your treatment plan and benefits.
Having at least one open, functional fallopian tube and adequate sperm parameters are important considerations when evaluating whether IUI may be appropriate. Your physician will consider these alongside age, diagnosis, ovarian reserve, reproductive history and treatment goals.
Yes. Some medications used with IUI can cause more than one follicle to mature, which can increase the chance of a multiple pregnancy. Your physician will monitor your response and discuss this risk as part of your treatment.
IUI is a brief procedure that typically causes little or mild discomfort, with some cramping afterward and no sedation. IVF is more physically demanding, mainly the injections and the retrieval procedure, though the retrieval itself is performed under sedation or anesthesia.
IUI does not result in pregnancy in every cycle, even when someone is an appropriate candidate. After an unsuccessful cycle, your physician can review your response and determine whether another IUI cycle or a different treatment approach makes the most clinical sense.
Many physicians reassess the treatment plan after a few IUI cycles rather than continuing indefinitely. If pregnancy hasn’t occurred after several cycles, your Spring Fertility physician will discuss if transitioning to IVF makes sense based on your age, ovarian reserve, and clinical situation.